3. Athene Ascent Pro fixed indexed annuity turns the income rider into income opportunity. If Athene lowers the declared 1-Year Point-to-Point Index Strategy Annual Cap Rate below the Bailout Cap Rate, this feature gives full access to the Accumulated Value for up to 30 days after the Contract Anniversary in which the Bailout Cap Rate was pierced - free of any charges - so clients can feel confident about their money. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Check out these strategies to make sure your money lasts as long as you do. could cause actual results, events and developments to differ materially In fact, we dare say that our site is the only place where you can truly get all of the details about annuities that you need. This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. 1An annual charge is deducted for the rider. Reinsurers may not be licensed in all states. Growth Plus Liquidity. Because we've grown through the acquisition of multiple companies, with separate support teams. 1An annual charge is deducted for the rider. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an Index nor any market-indexed annuity is comparable to a direct investment in the equity markets. support a portion of its funding commitment to Athene Co-Invest 2During Accumulation, any Interest Credits applied to the Accumulated Value are applied to the Income Base at a Participation Rate of 200%. Indexed annuities are not stock market investments and do not directly participate in any stock or equity investments. Athene Annuity Review | SmartAsset.com 2015-05-14T10:55:05-05:00 A variety of complementary indices, many exclusive to Athene, deliver elite growth potential.1The strong optional liquidity features bring added flexibility and peace of mind. With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. total of $325 million at an average price of $41.49 per share, For financial professional use only. 6620 Product and pre-sale support for agents and Distribution Partners New Business Agent Contact ext. Up to 10% free withdrawals per year, available immediately8, Up to 20% free if no withdrawals are taken in the prior year8, Return of Premium Benefit available after the fourth Contract Year9. 0 the Securities and Exchange Commission (SEC) for the offering to which Products not available in all states. Insurance products may not be available in all states. Because there are so many new annuities coming to market many with a myriad of various bells and whistles these products can be very confusing. Service Forms | Athene Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. Contact your back office or the Athene Sales Desk for product availability. There are also some other features on this annuity that can make it attractive especially in the case of the unexpected. Athene Performance Elite Plus for growth + liquidity. And, when it comes time to convert the annuity over into an income stream, you can choose the lifetime option and, in turn, receive a guaranteed stream of income for the rest of your life regardless of how long that may be. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Alternatively, Athene, any underwriter or any dealer participating in the offering will arrange to send . 7700 Mills Civic Parkway PDF Aviva AIL Income Preferred Ten Guide - National Benefit Advisory NO BANK/CREDIT UNION GUARANTEE. Withdrawals are not credited with index interest in the year they are taken. See page 11 for additional information. near-term earnings dilution resulting from a preferred stock issuance Athene Annuity | Ascent Pro 10 Bonus Annuity - The Annuity Expert Training is required prior to selling any Athene annuity. AccuMax can help you protect what you have, increase growth potential and ensure it will last. At Athene, were always reaching higher so you retire better. Optima Athene Securities, LLC (Athene Securities) is the distributing underwriter of the contract. MAY ONLY BE OFFERED BY A LICENSED INSURANCE AGENT. ATHENE ANNUITY AND LIFE COMPANY ALAC Separate Account 1 - Ameritas Discover why a registered index-linked annuity may be an important part of your retirement financial strategy. statements within the meaning of the Private Securities Litigation 3676022683 Not all reinsurance products or structures offered are available in all jurisdictions. repurchases of common stock is estimated to be approximately 15% of the Additional limitations, variations, and exclusions may apply. 0 results. Waivers/benefits may not be available in all states. These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. All forward-looking statements described herein are qualified by these The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. 6.1 This material should not be interpreted as a recommendation by Athene Annuity and Life Company, Athene Annuity & Life Assurance Company, Athene Annuity & Life Assurance Company of New York, or Athene Securities, LLC. management and the management of Athene's subsidiaries. PDF For income that lasts as long as your retirement. - annuityexpertadvice.com These companies are not undertaking to provide investment advice for any individual or in any individual situation, and therefore nothing in this should be read as investment advice. NOT A DEPOSIT. would be incremental to Athenes existing authorization. If withdrawals subject to a Withdrawal Charge are taken (including a full surrender), the credit will not be applied. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Mailing Address: life insurance industry, maintaining capital for opportunistic asset For claim forms, call 800-800-9882 to speak with a customer service representative. untapped debt capacity.. In addition to fees for adding its optional benefits, you can also incur a fairly hefty surrender charge throughout the first decade of owning the annuity if you decide to take some or all of your money out. This annuity will also provide you with income options that you cannot outlive. xmp.did:74117FC520071168B34BA149FDF45C78 2015-05-14T10:55:09-05:00 Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Theseproducts and the components and features contained within are not available in all states or firms. With timely insights, in-depth product information and client-approved materials, our business-building toolkits are designed to help you and your clients do more. Box 1555 That's Performance. Features vary by product. and developments to differ include, without limitation: the accuracy of cautionary statements and there can be no assurance that the actual Save my name, email, and website in this browser for the next time I comment. our reinsurers failing to meet their assumed obligations; the impact of Call 855-615-2276 to speak to an Alliance-One customer service representative. PDF TargetHorizon SM and Income Riders availability by state - Simplicity Launching a preferred stock offering is consistent with our flexible and this offering. So, as an example, if the cap on the annuity is 4%, and the underlying index had a return of 6% in a given year, then your return, based on the cap, would be limited to 4%. %PDF-1.6 % &R )f_|f6 $RC(;u\eYthzz]mQz6{u jYsl/? W Fixed Indexed Annuities | Athene organic growth, acting as a solutions provider within the restructuring RILAs may help you accumulate money based in part ongrowth in a published stock market index, while also providing a measure ofprotection from lossif the index declines in value. Income that lasts Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. All names, marks, and materials used for the reviews on this site are property of their respective owners, and not those of AnnuityGator.com. AnnuityGator. Registered Index-Linked Annuities (RILAs). Products not available in all states. quarterly report on Form 10-Q for the quarter ended March 31, 2019 and ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. Losses in excess of the Buffer Rate will reduce your Segment Value. Reinsurance contracts are entered into with Athene Annuity and Life Company (61689), West Des Moines, IA; Athene Annuity & Life Assurance Company (61492), Wilmington, Delaware; Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY; and Athene Life Re Ltd., Hamilton, Bermuda. The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. Life Re Ltd., a Bermuda-domiciled reinsurer. Please reach out to your financial professional if you have any questions about insurance products and their features. This product and the components and features contained within are not available in all states or firms. capital; new accounting rules or changes to existing accounting rules; Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, lower Participation Rate, higher Annual Spread, or other limitations not included in similar annuities that dont offer a Premium Bonus feature. Product Name: Income Select Bonus: Issuer: Athene Annuity and Life Company: Type of Product: Fixed Index Annuity: Standard & Poor's Rating: A (Excellent) as of April 2017: Phone Number (888) 266-8489: Website: https://www.athene.com: Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Fixed indexed annuities built for accumulation with highly competitive rates. the loss of key personnel; telecommunication, information technology and This material is a general description intended for general public use. These annuities allow customers to tie their assets to a market index available through Athene. 2544995925 allocation considerations to help us continue to deliver significant 1 0 obj <>]/Pages 3 0 R/Type/Catalog/ViewerPreferences<>>> endobj 2 0 obj <>stream According to the product literature, a 5% first-year premium bonus will be credited upon receipt of each premium during the first year of the contract. Includes all the features above plus a liquidity rider (for a charge) with features that are among the most robust in the industry. Please reach out to your financial professional if you have any questions about insurance products and their features. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. Greenville, SC 29602-9031. occurrence of unanticipated events or changes to future operating principal subsidiaries include Athene Annuity & Life Assurance Company, Therefore, if you did find that this annuity review was beneficial to you, then please feel free to forward it on and to share it with anyone else that you think may benefit from it, as well. Protecting savings in turbulent times. Not to be used with the offer or sale of annuities. Income Preferred Bonus approved with lower withdrawal charges in South Carolina and Texas. Market indices may not include dividends paid on the underlying stocks, and therefore may not reflect the total return of the underlying stocks; neither an index nor any market-indexed annuity is comparable to a direct investment in the equity markets. PO Box 19032 Athene FIAs offer optional riders that provide benefits like lifetime income, increased liquidity or an enhanced death benefit option. Athene USA Insurance products may not be available in all states. You may also have recently attended an annuity seminar. long-term value creation for shareholders.. Registered Index-Linked Annuities (RILAs). Premium Bonus annuities include a Premium Bonus Vesting Schedule and may include a lower Cap Rate, higher Spread Rate or other limitations not included in similar annuities that don't offer a Premium Bonus. Save more with great rates and lower potential risk We do, however, also want to be clear in that we fully believe that annuities can, in fact, offer a long list of very good benefits provided that they are a good fit for you and your overall financial goals. 3Withdrawals and surrender may be subject to federal and state income tax and, except under certain circumstances, will be subject to an IRS penalty if taken prior to age 59. And, while many financial advisors may leave out most of the drawbacks (especially if they are vying for a commission on the sale of the annuity to you), we believe that knowing the whole story is the only way for you to make a well-informed decision. Athenes a Delaware-domiciled insurance company, Athene Annuity and Life Company, False Since December Mailing Address: Over the past few years, there have been a fair number of copycat websites that have sprung up. Additional limitations, variations, and exclusions may apply. It is licensed to conduct business in all 50 of the U.S. states, and as of early 2017, the company has sold more than 1.1 million policies. Wells Fargo Securities, LLC by telephone at 1-800-645-3751. NO BANK/CREDIT UNION GUARANTEE. PDF/X-4 Premium Bonus varies by product. Optima-Regular Contact your back office or the Athene Sales Desk for product availability. 4Not available in all states. Insurance products may not be available in all states. With its built-in income rider, the Athene Ascent Pro annuity is designed to help bridge the "income gap" by converting a portion of your personal savings and investments into a stream of income you can count on. This material is a general description intended for general public use. discussed from time to time in Athenes filings with the SEC, including Any sale of an annuity will require contact with a financial professional. For a full explanation of an annuity, please refer to the Certificate of Disclosure or Prospectus (as applicable) and contact your financial professional or the company for costs and complete details. Reform Act of 1995, Section 27A of the Securities Act of 1933, as All of the forms you may need are just a few questions away. To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY, Allocate to a variety of 1- and 2-year index crediting strategies, including charge and no-charge options. capital deployment opportunities, including continuing profitable This authorization increase for additional For financial professional use only. Payment obligations and guarantees are subject to the financial strength and claims-paying ability of the issuing insurance company. Built for accumulation with a Return of Premium guarantee. Nothing on this website is a recommendation to buy or sell an annuity. Ascent Pro - Annuity Products |Athene Insurance products may not be available in all states. MAY LOSE VALUE. MAY LOSE VALUE. offer, solicitation, or sale would be unlawful prior to registration or The Company intends to use the proceeds of a preferred stock offering to Annuities can provide guaranteed income for the rest of your life, whether you live to be 100 or even 120. The Athene Income Select Bonus annuity is no different. 0.9x. seeking to fund retirement needs. All transactions are subject to meeting a reinsurers underwriting requirements. Athene Launches Preferred Stock Offering | Business Wire purchases, and repurchasing common stock at compelling levels of The term financial professional is not intended to imply engagement in an advisory business with compensation unrelated to sales. How? On the Contract Anniversary, the interest . converted Financial professionals will be paid a commission on the sale of an annuity. Athene Ascent Pro GEN (09/15) NB, GEN10 (04/14) and Athene Ascent Income Rider IR1 (09/15), IR2 (09/15) or state variations are issued by Athene Annuity and Life Company, West Des Moines, IA. to maximize income. PDF Current Annuities from Athene Annuity & Life Assurance Company 6.1 Any sale of an annuity will require contact with a financial professional. 646 768 7309ngunn@athene.com. S7293_CurrentAnnuities_05-15.indd To complete your product training, visit the RegEd site, Discover everything you need to know about the indices that power Athene annuities, go to Index Information, For product support or to run an illustration, contact the best Sales Desk in the business at 888-ANNUITY. Athene is driven to deliver innovative fixed and fixed indexed annuities that help you win your market. investigations or regulatory scrutiny; the performance of third parties; 5Not available in all states. representing an adjusted price-to-book value multiple of approximately It could happen. Not to be used with the offer or sale of annuities. ANNUITIES ARE PRODUCTS OF THE INSURANCE INDUSTRY AND NOT GUARANTEED BY ANY BANK NOR INSURED BY FDIC OR NCUA/NCUSIF. compound annual growth in adjusted book value per share over the past 10 Up to 10% free withdrawals per year, available immediately 8. 3676022683 Greenville, SC 29602. View source version on businesswire.com: https://www.businesswire.com/news/home/20190605005566/en/, Media ContactKaren Lynn+1 441 279 8460+1 515 For more information on how to compare annuities in order to determine which one may be the best for you and your financial circumstances, click here to obtain our free annuity report. Buffer Rate: A level of protection from potential market loss up to a Buffer Rate. For claim forms, call 800-423-9398 to speak with a customer service representative. MAY LOSE VALUE. You may get these documents for free by visiting Product features, limitations and availability vary; see the Certificate of Disclosure for details. PDF Interest Crediting Rates Ascent Pro 10 Bonus - iPipeline Annuities contain features, exclusions, limitations and availability that may vary by state and/or sales distributor. 1-800-294-1322, UBS Securities LLC by telephone at 1-888-827-7275 or from application/x-indesign to application/pdf Optima You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. See the Indexed Strategy Inserts for more information. 8:00 a.m. - 5:00 p.m. CT, Monday - Friday. Training is required prior to selling any Athene annuity. Athene Ascent Pro 10 Bonus Rates and Availability, Athene Ascent Pro 10 Bonus Payout Factors. We are pleased with our share repurchase execution to date and believe Greenville, SC 29602-9032. Ascent 10 Bonus Select: Ascent 5: ATHENE Performance Elite 10 Plussm: ATHENE Performance Elite 10 Pro Plussm: ATHENE Performance Elite 10 Prosm . Product features, limitations and availability vary; see the Prospectus for details. Training is required prior to selling any Athene annuity. Adobe PDF Library 10.0.1 approach toward managing shareholder capital and opportunistically Contact your back office or the Athene Sales Desk for product availability. Choose from Level, Inflation-Adjusted or Earnings-Indexed Income. 0 For instance, while youll have the opportunity to earn a nice rate of return that is based on the performance of the underlying index, this return can be limited due to the cap that is in place. Reinsurance products are not protected or guaranteed by state insurance guaranty associations or insolvency funds. The institutional channel includes reinsurance and group annuity contracts related to pension group annuities. Todays announcement reflects intermediate-term capital The contingent share repurchase capacity authorized to offset any capacity to offset any near-term earnings dilution associated with a 4These benefits are NOT long-term care insurance nor are they a substitute for such coverage. Athene Performance Elite 15 Fixed Indexed Annuity $ 10,000.00 Athene Performance Elite 15 fixed index annuity is a 15-year retirement savings plan offering a premium bonus, designed to safely grow your retirement savings and protect against stock market volatility. This press release contains, and certain oral statements made by our PDF Athene Ascent SM uick eference uide - Annuity Educator The purpose of this material is solicitation of insurance. Annuity contracts and group annuity contracts are issued by Athene Annuity & Life Assurance Company of New York (68039), Pearl River, NY, in New York state. Protecting savings in turbulent times. Linotype AG Income Preferred Bonus Fixed Indexed Annuity - PDF Free Download Financial professionals will be paid a commission on the sale of an annuity. 0 All transactions are subject to meeting a reinsurers underwriting requirements. Built for accumulation with highly competitive rates. While your money is not invested directly in the index, you do receive index credits based partly on how the index performs. If you are currently in the process of considering an annuity, then it is important to know that these products can be a logical choice if you are seeking a lifetime income in retirement, along with other key benefits. Department of Insurance, the Iowa Insurance Division and other Independent Review of the Athene Income Select Bonus Fixed Index Athene Amplify 2.0 RIA II (01/22) or state variation is issued by Athene Annuity and Life Company, West Des Moines, IA, and distributed by its affiliate Athene Securities, LLC, West Des Moines, IA, member FINRA/SIPC, a registered broker-dealer.
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