how to add someone to a deed in michigan

106 5thP.O. http://lapeercountyweb.org/index.php/departments/register-of-deeds, Leelanau County Register of Deeds https://www.berriencounty.org/296/Register-of-Deeds, Branch County Register of Deeds emily in paris savoir office. Phone Number: 269-445-4464 Get a copy of the title deed from your county clerk's office. Approved. MSU Extension. With a tenancy by the entirety, one spouse cannot take out a mortgage on the property or do anything else to encumber the property without the consent of the other spouse. The steps to add a person to a property deed as joint owner are the same if you own your home outright -- except you bypass the step that deals with reviewing your mortgage and contacting your lender. Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington and Wisconsin are community property states. http://alconacountymi.com/?page_id=390, Alger County Register of Deeds Pontiac, MI 48341-0480 Both her name and my son's name are on the deed. Alpena, MI 49707 Her work has appeared in various print and online publications. Accessed April 10, 2020. Detroit, MI 48226 By using our site, you agree to our. MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives X "Joint Tenancy and Medicaid Eligibility." To continue the previous example, suppose you added your spouse to the deed for the house you bought for $100,000. P.O. If one person owns a piece of real estate and wants to bring on another owner, this means that the current owner would give up their interest in the property to themselves and the other person. Complete the deed, filling in your name as the current owner, and your name along with the additional person's name as the people to whom you're deeding your property. American Academy of Estate Planning Attorneys. Research source. I want to sell it, but have back taxes. If youre paying a mortgage, get your lenders written permission to transfer your house title, and if your house is a major asset, consult an estate attorney regarding potential estate issues. You want to transfer the property from yourself to your spouse and yourself, making the two of you joint owners. https://www.clareclerkrod.com/register_of_deeds/index.php, Clinton County Register of Deeds For example, it would work to say "Suzy Sunshine and Martin Moon as joint tenants with right of survivorship and not as tenants in common.". 1087 Newell St. https://www.isabellacounty.org/departments/register-of-deeds/, Jackson County Register of Deeds First, you should discuss the property interests with any co-owners, then go through the process of completing and submitting either a quitclaim or warranty deed form. You sign the deed as grantor, have it notarized and file it with the county's registry of deeds. If you are transferring an interest to your spouse, many states have laws that automatically give you survivorship rights and also protect the property from your spouse's creditors. Bring a government-issued photo ID with you when you get your signature notarized. L'Anse, MI 49946 Jennifer Mueller is an in-house legal expert at wikiHow. "Gave me the clear directions I needed and informed me that what I really want to do, claiming as joint tenants with, "I was so happy to find this article, it answered all my questions! If wikiHow has helped you, please consider a small contribution to support us in helping more readers like you. You can add someone to the deed if there is a mortgage, but it will not change who is responsible for the mortgage. 103 P.O. You can also find out by contacting the tax assessor's office in your county. Fax Number: 989-344-3223 Once youre sure you want to move forward, decide on what kind of co-ownership you want based on your situation. This article taught me things I did not know. To create a tenancy in common, you would use "and" or "or" between the names of the property owners on the deed. http://clerk.macombgov.org/Clerk-RegisterOfDeeds, Manistee County Register of Deeds Fax Number: 269-445-4453 5095 4th St. These companies will charge significantly more money than you would pay if you got a copy directly from the recorder's office. P.O. As a small thank you, wed like to offer you a $30 gift card (valid at GoNift.com). Fax Number: 269-781-0720 This is wonderful!". Roscommon, MI 48653-7664 Fax Number: 734-240-7395 Phone Number: 517-264-4538 Last Updated: June 3, 2020 Phone Number: 269-945-1289 https://wexfordcounty.org/?page_id=488, MI Earned Income Tax Credit, Retirement Tax, and Inflation Relief Initiatives, Collections/Audits/Appeals collapsed link, Notice IIT Return Treatment of Unemployment Compensation, https://dev.michigan.local/som/json?sc_device=json, About the Streamlined Sales and Use Tax Project, Sales, Use, and Withholding Tax Payment Options, Go to Notice IIT Return Treatment of Unemployment Compensation, Taxpayer Rights, Rules, and Responsibilities, Go to Property Tax Forfeiture and Foreclosure, https://www.deeds.com/recorder/michigan/alger/, https://www.allegancounty.org/departments/register-of-deeds, https://alpenacounty.org/register-of-deeds/, https://www.antrimcounty.org/departments___services_/register_of_deeds/index.php, http://www.arenaccountygov.com/register_of_deeds/, https://keweenawbay.org/government/departments/county-clerk-register-of-deeds/, http://www.barrycounty.org/departments_and_officials/officials/register_of_deeds/index.php, http://www.benzieco.net/government/county_register_of_deeds/index.php, https://www.berriencounty.org/296/Register-of-Deeds, https://www.countyofbranch.com/departments/register-of-deeds/, https://www.casscountymi.org/154/Clerk-Register-Office, http://www.charlevoixcounty.org/register_of_deeds/index.php, http://www.cheboygancounty.net/county-clerkregister-of-deeds-11/, https://rod.chippewacountymi.gov/landweb.dll/$/, https://www.clareclerkrod.com/register_of_deeds/index.php, https://rod-eweb.clinton-county.org/recorder/web/, http://recording.crawfordco.org/recorder/web/, https://deltacountymi.org/register-of-deeds/, https://www.dickinsoncountymi.gov/government/county_departments/register_of_deeds/index.php, https://countyfusion3.kofiletech.us/countyweb/login.do?countyname=Eaton, https://www.emmetcounty.org/officials-departments/register-of-deeds/, https://www.geneseecountymi.gov/departments/register_of_deeds/index.php, http://gladwincounty-mi.gov/departments/register-of-deeds/, https://www.gogebiccountymi.gov/government/county_offices/register_of_deeds.php, http://www.co.grand-traverse.mi.us/587/Register-of-Deeds-Office, https://www.gratiotmi.com/239/Register-of-Deeds, https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, http://www.houghtoncounty.net/directory-register-of-deeds.php, https://www.co.huron.mi.us/register-of-deeds, http://rd.ingham.org/departments_and_officials/register_of_deeds/index.php, http://www.ioniacounty.org/register-of-deeds/, http://www.iosco.net/departments/register-of-deeds/, https://www.isabellacounty.org/departments/register-of-deeds/, https://www.co.jackson.mi.us/269/Register-of-Deeds, http://www.kalkaskacounty.net/government/register_of_deeds/index.php, https://www.accesskent.com/Departments/RegisterofDeeds/, http://keweenawcountyonline.org/department-clerk.php, http://lakecounty-michigan.com/Courthouse/RegisterofDeeds.aspx, http://lapeercountyweb.org/index.php/departments/register-of-deeds, https://www.leelanau.gov/registerofdeeds.asp, http://www.lenawee.mi.us/259/Register-of-Deeds, http://www.livgov.com/rod/Pages/default.aspx, https://www.lucecountymi.com/register-of-deeds, http://www.mackinaccounty.net/departments/register-of-deeds/, http://clerk.macombgov.org/Clerk-RegisterOfDeeds, https://www.manisteecountymi.gov/363/Register-of-Deeds, https://www.co.marquette.mi.us/departments/register_of_deeds/index.php, http://www.masoncounty.net/departments/register-of-deeds/, https://www.mecostacounty.org/government/rod.php, http://www.menomineecounty.com/departments/?department=4a30b23c515d, https://www.co.midland.mi.us/RegisterofDeeds.aspx, https://www.missaukee.org/departments/clerk___register_of_deeds/index.php, https://www.co.monroe.mi.us/549/Register-of-Deeds, https://montcalm.org/government/register_of_deeds/index.php, https://www.montcounty.org/register-of-deeds.html, https://www.co.muskegon.mi.us/848/Register-of-Deeds, https://www.newaygocountymi.gov/departments/register-of-deeds/home/, http://www.oakgov.com/clerkrod/Pages/default.aspx, https://oceana.mi.us/departments/register-of-deeds/, http://www.countyoffice.org/mi-ontonagon-county-recorder-of-deeds/, http://www.osceola-county.org/residents/county_departments/register_deeds/index.php, https://www.oscodacountymi.com/register-of-deeds/, https://www.otsegocountymi.gov/259/Register-of-Deeds, https://www.miottawa.org/Departments/CountyClerk/ROD/, https://presqueislecounty.org/register-of-deeds/, http://www.roscommoncounty.net/196/Register-of-Deeds, https://www.saginawcounty.com/departments/register-of-deeds/, http://www.sanilaccounty.net/PublicPages/Entity.aspx?ID=220, http://schoolcraftcounty.net/government/elected-officials/clerk-and-register-of-deeds, https://www.stclaircounty.org/offices/register_of_deeds/, https://www.stjosephcountymi.org/government/register-of-deeds, https://www.vanburencountymi.gov/499/Register-of-Deeds, https://www.washtenaw.org/262/Clerk-Register-of-Deeds, http://www.waynecounty.com/deeds/index.htm. These exemptions vary among states. Jensen attended Idaho and Boise State Universities. Phone Number: 231-533-6683 https://deltacountymi.org/register-of-deeds/, Dickinson County Register of Deeds One of the most common incorrect assumptions in real estate is that someone can be added to a deed. Procedures vary by state, so it's best to hold off signing the deed until you're in the presence of the notary at the recorder's office so that the signatures can be witnessed. This might end up activating the due-on-sale clause if it is part of your mortgage clauses. Flint, MI 48502 705 S. Stephenson Ave. Email: rdeeds@gogebic.org The gift tax applies if you transfer ownership of property and receive nothing in return (or receive less than market value for the ownership interest you transferred). Email: rod@livgov.com Some states require extra steps, such . Joint Tenants. Fax Number: 906-635-6855 Port Huron, MI 48060 Phone Number: 906-337-2229 This article was written by Jennifer Mueller, JD. Nor can a co-owner simply take away another party's interest in a property by executing a new deed without that other party. https://www.co.hillsdale.mi.us/index.php/tm-gov/tsm-gov-deeds, Houghton County Register of Deeds When we bought a home, I was still not divorced. MCL 565.201a. Step 1: Download the MI quitclaim deed form. Accessed April 10, 2020. Fax Number: 989-426-6902 Include your name and the name of the person you want to add to your house title. To add a spouse to a deed, all you have to do is literally fill out, sign and record a new deed in your county recorder's office. http://www.iosco.net/departments/register-of-deeds/, Iron County Register of Deeds Adding someone to your deed means that you have transferred part of your property ownership or the whole property for that matter. Department of Public Works Accessed April 10, 2020. 605 N. Birch St. https://www.miottawa.org/Departments/CountyClerk/ROD/, Presque Isle County Register of Deeds Phone Number: 906-863-2822 You may also have to pay a document transfer tax. It's revocable. Phone Number: 810-667-0211 Sacramento County Public Law Library. Marquette, MI 49855 120 N. Broadway https://www.saginawcounty.com/departments/register-of-deeds/, Sanilac County Register of Deeds Email: rod@chippewacountymi.gov Traverse City, MI 49684 Phone Number: 269-673-0390 200 Grand River Avenue Bellaire, MI 49615 A present beneficiary of a trust is the person who has the enjoyment and beneficial use of the property during the life of the trust. Government Center Co-owners who are tenants in common can use the property as security on a loan or take out a mortgage on the property, but only to the extent of their ownership interest. You will have to file a quitclaim deed and then file a new deed with joint ownership. Go to the county recorders office and get a quitclaim form. References Reed City, MI 49677 Box 296 Email: clerk@cheboygancounty.net Phone Number: 906-341-3618 Coldwater, MI 49036 There are four common ways to hold title to real estate in Michigan: Tenants in Common. Estate Planning in Michigan Using a Ladybird Deed. If you own your own home, you may decide that you want to add someone, such as a new spouse or an adult child, to your house title. https://www.countyofbranch.com/departments/register-of-deeds/, Calhoun County Register of Deeds [1] This most simple answer is yes. For example, if you are adding a spouse to your house title, the deed transfer will be exempt from reassessment in many states. Did you know you can get premium answers for this article? Fax Number: 517-546-5966 To make changes to your property's deed, you must execute a new document rather than simply adding a name to your existing deed. Box 885 Email: jdegraaf@kalkaskacounty.org Phone Number: 269-467-5552 Fax Number: 989-731-7519 https://www.vanburencountymi.gov/499/Register-of-Deeds, Washtenaw County Register of Deeds This is also where you specify how the two of you will own the property. https://alpenacounty.org/register-of-deeds/, Antrim County Register of Deeds Copyright 2023 Leaf Group Ltd. / Leaf Group Media, All Rights Reserved. In this case, if one dies, the other automatically becomes the sole owner of the property. Before you add someone to your house title, consider consulting an attorney to better understand the legal and financial repercussions of doing so. 698 Charlotte, MI 48813 287 W. Nepessing Street Suite 1 1101 Beach Street, Room 138 Phone Number: 810-257-3060 Your county recorder may charge a small fee to pull the deed, and typically will charge an additional fee to make a copy of it for you. Email: register@wexfordcounty.org Warranty deeds come with some type of . Fax: 989-785-8080 101 Court Street Fax Number: 269-982-8659 P.O. Were committed to providing the world with free how-to resources, and even $1 helps us in our mission. The Register of Deeds Office records documents pertaining to real estate property such as deeds, mortgages, liens, lis pendens, state tax liens, federal tax liens, and several other documents related to real estate property located in Macomb County. You can get a taxpayer name and address for free by calling the Macomb County Land File Office at 586-469-5313 or the local Assessor's Office in that City or Township. If so, the change in title might trigger an obligation to repay the remaining debt in full, or demand a refinancing agreement to add the new owner to the note. Fax Number: 906-863-8839 Fax Number: 989-953-7219 The form will include a blank for your name, the names of the people to whom you want to transfer the property, and the legal description of the property (which you can copy from your old deed). Cheboygan, MI 49721 With a grant deed, you are making a promise that you are the current owner of the property and that there aren't any liens, mortgages, or other claims to the property that you haven't disclosed. Procedures vary by state and altering ownership in your property can have repercussions, so it's wise to consult an attorney before adding anyone to your deed. Allegan, MI 49010 Even if the person you're adding doesn't give you money for ownership in your property, the lender still may view the transfer of ownership as a sale and can demand payment in full. Mt. The lawyers of Roberts & Roberts are Killeen attorneys providing legal services in the fields of real estate, probate, estate planning, and business law. Fax Number: 906-774-4660 Many reasons might exist that would make you want to add someone to the deed to your house. List of County Register of Deeds . We do not have any blank deed forms available in our office. St. Ignace, MI 49781 Phone Number: 517-437-2231 Fax Number:517-264-4543 Adam Luehrs is a writer during the day and a voracious reader at night. Complete, review and sign the quitclaim or warranty form. 225 W. Main Street For example, Sacramento County charges a one-time tax of 1.1% of the value of the property when you file a new deed. Fax Number: 231-724-6842 In some areas, your spouse also must sign the deed. Jackson, MI 49201 Phone Number: 989-348-2841 Phone Number: 231-873-4158 "I live in a home purchased 10 years ago by my now-deceased mom. Phone Number: 231-832-6113 Email: register@miottawa.org However, if you transferred the property to your spouse at your death, for example through a transfer-on-death deed, his capital gains basis would be the fair market value of the house when he acquired it. Box 609 Phone Number: 231-839-4967 Ext 203 A Michigan deed is a legal document used to convey property from an owner to a purchaser in Michigan. Sandusky, MI 48471 Building 12 East Box 195 Fax Number: 231-689-7271 Monroe, MI 48161 Fax Number: 989-826-1156 You will have to file a transfer of the deed to gain ownership of the property during the divorce. Part 1 Understanding How It Works Download Article 1 Contact your lender. 2 S. Main St. not mine. In the cases of tenancy by entirety and joint tenancy, a deed transfer must take place. Fax Number: 734-222-6528 If you live in a community property state, you can specify the home or land is community property with a right of survivorship.